|
I've spent the past 8 months duking it out with two major corporations who happen to control two critical financial elements in my life: my car loan and my mortgage. Both companies made huge accounting errors against me; their mistakes made it look like I've been delinquent, and they've hurt my credit. It took finally contacting my state's consumer protection division for my mortgage company to reverse their accounting mistake--it's the kind of thing that would take any monkey two keystrokes, basically switching numbers from one side of the ledger to the other. And it took a LOT of intervention from my car insurance company to straighten things out with our jackass car loan people.
All I can say after all this is, whenever possible, shop locally for these things. Use your local banks, have a place where you can walk in and sit down and talk to somebody face to face. Trying to straighten these things out over the phone with anonymous representatives--who may not be the same person you talk to next time--is frustrating as fucking hell.
I've since switched all this to my local credit union.
The offending parties, by the way, were GMAC and AMC Mortgage Services. Do not--I repeat, do not--do business with these giant corporate idiots.
|