[gmku]

Sorry to hear about the insurance woes, everyone. My advice--hook up for employment with state or federal gov't. My insurance costs are almost literally zero. My experience, personally, tells me that Blue Cross rocks, but I know that's not the same for everyone. It also depends greatly on what your employer can provide, of course. As I'm with a giant state employer now, the benefits are extremely generous. I pay zilch for generic scripts, nada. Because my wife is also employed with same employer, our premiums are zilch, nada, nothing--we have the double spouse credit.