[chicka]

if you can use a credit union by means use a credit union. Here's a true story to tell you the difference. I was in a bad way with the dope and I found a ATM that would give me money on Wednesday nite when it posted even though Thursday was payday trouble was it didn't register and again on Thursday I'd get the same money out of the credit union when I went to work. All told I owed them 3600.00 bucks. Not only did they not have me arrested or demand payment that day. They allowed me to refinance my
car and allow me to basically pay them back monthly. I never did finish paying them off they did eventual reposses the car which was a wreck mechanically by then. Never prosecuted me just wrote off as a bad debt.
Name one bank that would do that.